Therapy and Psychiatric Care Covered by UHC and UMR in Colorado
Calm Clarity Therapy accepts UnitedHealthcare and UMR insurance for therapy and psychiatric medication management in Colorado. Our licensed therapists and PMHNPs are available to UHC and UMR members in person at our Denver and Lakewood offices, or via telehealth anywhere in the state.
What UHC and UMR Cover at Calm Clarity Therapy
UnitedHealthcare and UMR plans typically include coverage for outpatient behavioral health services, including:
- Individual therapy with a licensed therapist or clinical social worker
- Psychiatric medication management with a PMHNP
- Telehealth visits for both services
UHC offers a broad range of plan types including PPO, HMO, and Choice Plus. UMR administers self-funded employer plans, which often carry their own specific benefit structures. Your copay, deductible, and visit limits will depend on your specific plan. To review your behavioral health benefits, call the member services number on your insurance card or log into myuhc.com or umr.com.
A note on Optum: UnitedHealthcare and UMR use Optum as their behavioral health benefits administrator. If your mental health claims are processed through Optum, CCT works within that network as well.
Referral Requirements Can Vary by Plan
Whether a referral is required depends on your specific plan type. UHC PPO and Choice Plus members can typically schedule directly with a mental health provider. HMO members may need a referral or prior authorization from their primary care physician. UMR plans vary by employer, so it's worth a quick call to member services to confirm before booking.
Our therapists and PMHNPs work with adults and adolescents across a broad range of mental health concerns, including:
- Anxiety and panic disorders
- Depression and mood disorders
- ADHD
- PTSD and trauma-related conditions
- OCD
- Bipolar disorder
- Teen and adolescent mental health
- Grief, burnout, and life transitions
Clinic Locations
Frequently Asked Questions
Do you have a question? Feel free to give us a call and also take a look at some of our most frequently asked questions.

